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Corpay (CPAY) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates

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For the quarter ended September 2025, Corpay (CPAY - Free Report) reported revenue of $1.17 billion, up 13.9% over the same period last year. EPS came in at $5.70, compared to $5.00 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $1.17 billion, representing a surprise of +0.58%. The company delivered an EPS surprise of +1.24%, with the consensus EPS estimate being $5.63.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Corpay performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Lodging Payments - Room nights: 8.9 million versus 10.26 million estimated by four analysts on average.
  • Spend volume - Corporate Payments: 68.23 million versus the four-analyst average estimate of 55.88 million.
  • Revenues, net per room night - Lodging Payments: $14.20 versus $13.04 estimated by four analysts on average.
  • Revenues, net per transaction - Vehicle Payments: $2.48 compared to the $2.48 average estimate based on three analysts.
  • Revenue, net per spend - Corporate Payments: $0.60 compared to the $0.75 average estimate based on three analysts.
  • Other - Revenues, net per transaction: $0.22 versus the three-analyst average estimate of $0.19.
  • Other - Transactions: 375.7 million versus 395.85 million estimated by three analysts on average.
  • Fleet transactions - Vehicle Payments: $120.50 versus the two-analyst average estimate of $118.63.
  • Revenues- Corporate Payments: $409.71 million compared to the $411.83 million average estimate based on six analysts. The reported number represents a change of +27.3% year over year.
  • Revenues- Vehicle Payments: $553.19 million compared to the $548.91 million average estimate based on six analysts. The reported number represents a change of +9.2% year over year.
  • Revenues- Lodging Payments: $127.01 million compared to the $132.29 million average estimate based on six analysts. The reported number represents a change of -5.2% year over year.
  • Revenues- Other Payments: $82.57 million versus $72.96 million estimated by five analysts on average. Compared to the year-ago quarter, this number represents a +24.1% change.

View all Key Company Metrics for Corpay here>>>

Shares of Corpay have returned -9.6% over the past month versus the Zacks S&P 500 composite's +1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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